How much is 20 Holly Bank, Whitehaven, Copeland, Cumbria, CA28 6SA worth?
Estimated value — November 2026
£146,000
Likely range £116,000 – £168,000Four in five similar homes sold within their range when we tested it.
Latest recorded sale May 1995
64%
confidence
Medium
Typically within 9% of the sale price
Property details
Semi-detached house
Holly Bank · Whitehaven · CA28 6SA
Energy performance
Mains Gas (Not Community) · EPC 9268-2002-7278-5098-8960 · inspected August 2018
Address
- District
- Copeland
- County
- Cumbria
Value over time
- Modelled value
- Projected
- Likely range (80%)
- Today's estimate
Drawn through each of this property's recorded sales and ending at today's estimate, with the UK House Price Index for its area and property type filling in the months between. The shaded band is where four in five prices fell when we tested this line against real sales of similar homes; it widens the further a month is from a recorded sale, and today it matches the likely range above.
View as a table
| Year | Modelled value | Likely range |
|---|---|---|
| 2000 | £45,648 | £38,277 – £52,952 |
| 2001 | £47,182 | £39,276 – £54,724 |
| 2002 | £56,025 | £46,372 – £64,878 |
| 2003 | £76,020 | £62,510 – £88,036 |
| 2004 | £95,814 | £78,129 – £111,260 |
| 2005 | £103,888 | £84,058 – £120,893 |
| 2006 | £112,901 | £90,731 – £131,832 |
| 2007 | £118,614 | £95,131 – £138,926 |
| 2008 | £109,049 | £87,387 – £128,164 |
| 2009 | £111,452 | £89,224 – £131,684 |
| 2010 | £111,570 | £89,287 – £131,989 |
| 2011 | £105,079 | £93,621 – £113,481 |
| 2012 | £102,345 | £90,512 – £111,022 |
| 2013 | £103,129 | £90,527 – £112,370 |
| 2014 | £105,315 | £91,754 – £115,260 |
| 2015 | £109,649 | £94,809 – £120,532 |
| 2016 | £109,404 | £93,878 – £120,790 |
| 2017 | £113,271 | £96,451 – £125,606 |
| 2018 | £112,881 | £95,377 – £125,717 |
| 2019 | £113,321 | £95,003 – £126,754 |
| 2020 | £118,784 | £98,802 – £133,437 |
| 2021 | £121,770 | £100,485 – £137,379 |
| 2022 | £135,650 | £111,047 – £153,692 |
| 2023 | £136,464 | £110,816 – £155,272 |
| 2024 | £140,097 | £112,845 – £160,082 |
| 2025 | £144,361 | £115,331 – £165,650 |
| 2026 | £146,000 | £116,000 – £168,000 |
Sale history
Mortgage calculator
£784
Estimated monthly repayment
£131,400
Loan amount
£150,693
Total interest
£282,093
Total repayable
A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.
Related properties
- 9 Holly Bank, Whitehaven, Copeland, Cumbria, CA28 6SA£150,000 · 2026£156,000
- 11 Holly Bank, Whitehaven, Copeland, Cumbria, CA28 6SA£145,000 · 2026£151,000
- 63 Holly Bank, Whitehaven, Cumberland, CA28 6SA£155,000 · 2026£158,000
- 80 Holly Bank, Whitehaven, Cumberland, CA28 6SA£145,000 · 2025£158,000
- 18 Holly Bank, Whitehaven, Cumberland, CA28 6SA£135,000 · 2025£146,000
- 75 Holly Bank, Whitehaven, Cumberland, CA28 6SA£130,000 · 2024£146,000
- 29 Holly Bank, Whitehaven, Copeland, Cumbria, CA28 6SA£116,750 · 2020£156,000
- 30 Holly Bank, Whitehaven, Copeland, Cumbria, CA28 6SA£115,000 · 2019£159,000
- 58 Holly Bank, Whitehaven, Copeland, Cumbria, CA28 6SA£112,000 · 2019£154,000
- 13 Holly Bank, Whitehaven, Copeland, Cumbria, CA28 6SA£106,500 · 2019£149,000
About this property
20 Holly Bank, Whitehaven, Copeland, Cumbria, CA28 6SA is a semi-detached house on Holly Bank in Whitehaven, Cumbria. Stede's estimated value for November 2026 is £146,000. Four in five similar homes sold within their likely range when tested; for this property that range is £116,000 to £168,000. It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 12 similar homes in the same postcode (25%). The confidence score is 64 out of 100 (medium): estimates like this one are typically within 9% of the eventual sale price.
It last sold in May 1995 for £42,500. The current estimate is 244% higher than that price. The current owner has held it for about 31 years.
Its EPC energy-efficiency rating is band D (66 out of 100), with a potential of band B (85) after the recommended improvements. The certificate records a total floor area of 50 m² (538 sq ft). It was lodged in August 2018.
The modelled value is up 2% over the past year and up 19% over the past five years.
Among 10 nearby properties Stede tracks in the CA28 area, estimated values run from £146,000 to £159,000. This semi-detached house's £146,000 sits toward the lower end of that range.
Common questions
How much is 20 Holly Bank, Whitehaven, Copeland, Cumbria, CA28 6SA worth?
Stede estimates 20 Holly Bank, Whitehaven, Copeland, Cumbria, CA28 6SA is worth £146,000 as of November 2026, within a likely range of £116,000 to £168,000. The estimate is generated automatically from recorded sale prices of this and similar nearby homes and the UK House Price Index, and is not a formal valuation.
When did 20 Holly Bank, Whitehaven, Copeland, Cumbria, CA28 6SA last sell?
It last sold in May 1995 for £42,500.
What type of property is 20 Holly Bank, Whitehaven, Copeland, Cumbria, CA28 6SA?
It is recorded as a Semi-detached house on Holly Bank in the CA28 postcode area.
What is the EPC rating of 20 Holly Bank, Whitehaven, Copeland, Cumbria, CA28 6SA?
20 Holly Bank, Whitehaven, Copeland, Cumbria, CA28 6SA has an EPC energy-efficiency rating of band D (66 out of 100). Its potential rating after the recommended improvements is band B (85). The certificate records a floor area of 50 m² (538 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.
How reliable is this estimate?
The confidence score is 64 out of 100 (medium). Tested against real sales of similar homes, estimates like this one are typically within 9% of the sale price, and four in five sold within their likely range. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.
How does Stede calculate this estimate?
It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 12 similar homes in the same postcode (25%). Each piece of evidence gets the share that proved most accurate when tested against real sales of similar homes, and the same testing sets the likely range and confidence. Full detail is on the methodology page.
How we got this figure
We weighed the evidence below, giving each piece the share that proved most accurate when we tested it against real sales of similar homes. The likely range and confidence come from testing the same method against 19,418 real sales of similar homes.
- Recent price per m² in the same postcode, for its 50 m²£137,96250%
- Its sale in May 1995, brought up to today with the House Price Index£147,49525%
- 12 similar homes sold recently in the same postcode£161,15825%
Estimate £146,000, likely £116,000 – £168,000
Read the full methodology and data sources →