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20 Flat, Sewardstone Road, Luton, LU1 1ST

How much is 20 Flat, Sewardstone Road, Luton, LU1 1ST worth?

Estimated value — October 2026

£110,000

Likely range £110,000 – £110,000

Latest recorded sale February 1997

0%

confidence

Low

Property details

Flat / Maisonette

Luton · LU1 1ST

49 m²527 sq ftFloor area
1991-1995Built
Electric storage heatersHeating

Energy performance

Current ratingC78
PotentialB81

Electricity (Not Community) · EPC 9118-7135-0002-0092-8702 · inspected February 2025

Address

District
Luton
County
Luton
See house prices in LU1 →

Value over time

  • Modelled value
  • Today's estimate
£25k£50k£75k£100k£125k20002002200420062008201020122014201620182020202220242026£110,000

Modelled by indexing this property's most recent recorded sale, month by month, against the UK House Price Index for its area and property type. Earlier sales are shown as recorded. Today's estimate also blends in the other valuation methods, so it can sit a little off the line.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled value
2000£36,438
2001£42,285
2002£57,002
2003£64,628
2004£72,409
2005£73,422
2006£78,218
2007£84,450
2008£69,676
2009£70,248
2010£68,236
2011£68,650
2012£67,735
2013£69,247
2014£77,875
2015£90,522
2016£102,751
2017£110,080
2018£107,762
2019£100,528
2020£102,220
2021£112,270
2022£115,956
2023£112,445
2024£113,782
2025£113,215
2026£110,115

Sale history

1997Sold
£21,000
2026Today — estimated
+424%£110,000

Mortgage calculator

£590

Estimated monthly repayment

£99,000

Loan amount

£113,535

Total interest

£212,535

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

Related properties

About this property

20 Flat, Sewardstone Road, Luton, LU1 1ST is a flat in Luton (LU1). Stede's estimated value for October 2026 is £110,000. It is the average of 2 independent methods that re-index recorded sale prices to today. The confidence score is 0 out of 100 (low), based on how recent the most recent recorded sale is.

It last sold in February 1997 for £21,000. The current estimate is 424% higher than that price. The current owner has held it for about 29 years.

Its EPC energy-efficiency rating is band C (78 out of 100), with a potential of band B (81) after the recommended improvements. The certificate records a total floor area of 49 m² (527 sq ft). It was lodged in February 2025.

The modelled value is down 3% over the past year and up 1% over the past five years.

Among 10 nearby properties Stede tracks in the LU1 area, estimated values run from £83,000 to £114,000. This flat's £110,000 sits around the middle of that range.

Common questions

How much is 20 Flat, Sewardstone Road, Luton, LU1 1ST worth?

Stede estimates 20 Flat, Sewardstone Road, Luton, LU1 1ST is worth £110,000 as of October 2026. The estimate is generated automatically from recorded sale prices and the UK House Price Index, and is not a formal valuation.

When did 20 Flat, Sewardstone Road, Luton, LU1 1ST last sell?

It last sold in February 1997 for £21,000.

What type of property is 20 Flat, Sewardstone Road, Luton, LU1 1ST?

It is recorded as a Flat / Maisonette in the LU1 postcode area.

What is the EPC rating of 20 Flat, Sewardstone Road, Luton, LU1 1ST?

20 Flat, Sewardstone Road, Luton, LU1 1ST has an EPC energy-efficiency rating of band C (78 out of 100). Its potential rating after the recommended improvements is band B (81). The certificate records a floor area of 49 m² (527 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.

How reliable is this estimate?

The confidence score is 0 out of 100 (low), which reflects how recent the most recent recorded sale is rather than local market volatility. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

Stede runs 2 independent methods that re-index this property's recorded sale prices to today using the House Price Index for its type and region, then takes the average. Full detail is on the methodology page.

How we calculated this

This estimate averages 2 valuation methods, each re-indexing recorded sale prices to today. The confidence score reflects how recent the most recent recorded sale is.

2

Valuation methods used

1

Recorded sales on file

1997

Most recent recorded sale

Read the full methodology and data sources →