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195 Whitecotes Lane, Chesterfield, Derbyshire, S40 3HJ

How much is 195 Whitecotes Lane, Chesterfield, Derbyshire, S40 3HJ worth?

Estimated value — November 2026

£376,000

Likely range £305,000 – £427,000Four in five similar homes sold within their range when we tested it.

Latest recorded sale August 1999

66%

confidence

High

Typically within 8% of the sale price

Property details

Detached house

Whitecotes Lane · Chesterfield · S40 3HJ

102 m²1,098 sq ftFloor area
1950-1966Built
Mains gas boilerHeating

Energy performance

Current ratingD66
PotentialC78

Mains Gas (Not Community) · EPC 9658-6050-7273-4866-6954 · inspected July 2016 · lodged August 2016

Address

District
Chesterfield
County
Derbyshire
See house prices in S40 →

Value over time

  • Modelled value
  • Projected
  • Likely range (80%)
  • Today's estimate
£0£100k£200k£300k£400k£500k20002002200420062008201020122014201620182020202220242026£376,000

Drawn through each of this property's recorded sales and ending at today's estimate, with the UK House Price Index for its area and property type filling in the months between. The shaded band is where four in five prices fell when we tested this line against real sales of similar homes; it widens the further a month is from a recorded sale, and today it matches the likely range above.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled valueLikely range
2000£111,679£97,249 – £132,192
2001£123,912£107,221 – £142,919
2002£151,258£129,671 – £173,846
2003£190,552£161,866 – £219,267
2004£225,740£190,124 – £260,905
2005£241,579£201,975 – £279,428
2006£251,803£209,422 – £290,537
2007£264,731£219,001 – £305,184
2008£239,294£196,583 – £276,192
2009£230,487£187,995 – £266,604
2010£236,655£191,938 – £274,151
2011£232,855£188,296 – £270,542
2012£237,555£192,222 – £276,453
2013£239,907£193,994 – £280,204
2014£248,096£200,695 – £290,273
2015£263,561£233,454 – £285,187
2016£276,458£242,945 – £300,531
2017£292,352£254,867 – £319,278
2018£302,459£261,563 – £331,835
2019£303,566£260,397 – £334,574
2020£320,555£272,729 – £354,909
2021£340,709£287,493 – £378,935
2022£365,513£305,866 – £408,358
2023£365,224£303,070 – £409,870
2024£370,877£305,167 – £418,077
2025£373,978£305,103 – £423,451
2026£376,000£305,000 – £427,000

Sale history

1999Sold
£97,000
2026Today — estimated
+288%£376,000

Mortgage calculator

£2,018

Estimated monthly repayment

£338,400

Loan amount

£388,085

Total interest

£726,485

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

Related properties

About this property

195 Whitecotes Lane, Chesterfield, Derbyshire, S40 3HJ is a detached house on Whitecotes Lane in Chesterfield, Derbyshire. Stede's estimated value for November 2026 is £376,000. Four in five similar homes sold within their likely range when tested; for this property that range is £305,000 to £427,000. It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 156 similar homes in the same postcode sector (25%). The confidence score is 66 out of 100 (high): estimates like this one are typically within 8% of the eventual sale price.

It last sold in August 1999 for £97,000. The current estimate is 288% higher than that price. The current owner has held it for about 27 years.

Its EPC energy-efficiency rating is band D (66 out of 100), with a potential of band C (78) after the recommended improvements. The certificate records a total floor area of 102 m² (1,098 sq ft). It was lodged in August 2016.

The modelled value is unchanged over the past year and up 9% over the past five years.

Among 10 nearby properties Stede tracks in the S40 area, estimated values run from £313,000 to £444,000. This detached house's £376,000 sits around the middle of that range.

Common questions

How much is 195 Whitecotes Lane, Chesterfield, Derbyshire, S40 3HJ worth?

Stede estimates 195 Whitecotes Lane, Chesterfield, Derbyshire, S40 3HJ is worth £376,000 as of November 2026, within a likely range of £305,000 to £427,000. The estimate is generated automatically from recorded sale prices of this and similar nearby homes and the UK House Price Index, and is not a formal valuation.

When did 195 Whitecotes Lane, Chesterfield, Derbyshire, S40 3HJ last sell?

It last sold in August 1999 for £97,000.

What type of property is 195 Whitecotes Lane, Chesterfield, Derbyshire, S40 3HJ?

It is recorded as a Detached house on Whitecotes Lane in the S40 postcode area.

What is the EPC rating of 195 Whitecotes Lane, Chesterfield, Derbyshire, S40 3HJ?

195 Whitecotes Lane, Chesterfield, Derbyshire, S40 3HJ has an EPC energy-efficiency rating of band D (66 out of 100). Its potential rating after the recommended improvements is band C (78). The certificate records a floor area of 102 m² (1,098 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.

How reliable is this estimate?

The confidence score is 66 out of 100 (high). Tested against real sales of similar homes, estimates like this one are typically within 8% of the sale price, and four in five sold within their likely range. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 156 similar homes in the same postcode sector (25%). Each piece of evidence gets the share that proved most accurate when tested against real sales of similar homes, and the same testing sets the likely range and confidence. Full detail is on the methodology page.

How we got this figure

We weighed the evidence below, giving each piece the share that proved most accurate when we tested it against real sales of similar homes. The likely range and confidence come from testing the same method against 13,681 real sales of similar homes.

  • Recent price per m² in the same postcode sector, for its 102 m²£372,23750%
  • Its sale in August 1999, brought up to today with the House Price Index£374,53525%
  • 156 similar homes sold recently in the same postcode sector£383,45025%

Estimate £376,000, likely £305,000 – £427,000

Read the full methodology and data sources →