Stede Logo

Stede

145 Banks Road, West Kirby, Wirral, Merseyside, CH48 3HT

How much is 145 Banks Road, West Kirby, Wirral, Merseyside, CH48 3HT worth?

Estimated value — November 2026

£260,000

Likely range £190,000 – £332,000Four in five similar homes sold within their range when we tested it.

Latest recorded sale September 1998

44%

confidence

Low

Typically within 14% of the sale price

Property details

Flat / Maisonette

Banks Road · Wirral · CH48 3HT

Address

District
Wirral
County
Merseyside
See house prices in CH48 →

Value over time

  • Modelled value
  • Projected
  • Likely range (80%)
  • Today's estimate
£0£100k£200k£300k£400k20002002200420062008201020122014201620182020202220242026£260,000

Drawn through each of this property's recorded sales and ending at today's estimate, with the UK House Price Index for its area and property type filling in the months between. The shaded band is where four in five prices fell when we tested this line against real sales of similar homes; it widens the further a month is from a recorded sale, and today it matches the likely range above.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled valueLikely range
2000£90,421£77,731 – £105,368
2001£103,956£88,240 – £121,206
2002£127,168£106,577 – £149,013
2003£163,366£135,259 – £193,137
2004£212,102£173,648 – £252,149
2005£214,828£174,311 – £255,834
2006£232,912£187,306 – £278,282
2007£235,659£187,494 – £283,026
2008£204,631£160,967 – £247,395
2009£201,629£157,075 – £245,079
2010£190,720£147,459 – £233,534
2011£194,714£150,132 – £239,759
2012£187,926£144,224 – £233,188
2013£188,674£144,318 – £235,636
2014£194,960£164,407 – £226,386
2015£197,508£164,650 – £231,304
2016£204,092£168,171 – £241,039
2017£216,462£176,276 – £257,796
2018£219,515£176,645 – £263,610
2019£215,519£171,351 – £260,949
2020£226,338£177,770 – £276,293
2021£236,586£183,537 – £291,150
2022£257,041£196,927 – £318,872
2023£249,593£188,814 – £312,109
2024£253,961£189,669 – £320,090
2025£262,396£193,438 – £333,324
2026£260,000£190,000 – £332,000

Sale history

1998Sold
£73,250
2026Today — estimated
+255%£260,000

Mortgage calculator

£1,395

Estimated monthly repayment

£234,000

Loan amount

£268,357

Total interest

£502,357

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

Related properties

About this property

145 Banks Road, West Kirby, Wirral, Merseyside, CH48 3HT is a flat on Banks Road in Wirral, Merseyside. Stede's estimated value for November 2026 is £260,000. Four in five similar homes sold within their likely range when tested; for this property that range is £190,000 to £332,000. It combines its own last sale brought up to date with the House Price Index (75%) and recent sales of 17 similar homes in the same postcode sector (25%). The confidence score is 44 out of 100 (low): estimates like this one are typically within 14% of the eventual sale price.

It last sold in September 1998 for £73,250. The current estimate is 255% higher than that price. The current owner has held it for about 28 years.

The modelled value is unchanged over the past year and up 8% over the past five years.

Among 8 nearby properties Stede tracks in the CH48 area, estimated values run from £160,000 to £604,000. This flat's £260,000 sits toward the lower end of that range.

Common questions

How much is 145 Banks Road, West Kirby, Wirral, Merseyside, CH48 3HT worth?

Stede estimates 145 Banks Road, West Kirby, Wirral, Merseyside, CH48 3HT is worth £260,000 as of November 2026, within a likely range of £190,000 to £332,000. The estimate is generated automatically from recorded sale prices of this and similar nearby homes and the UK House Price Index, and is not a formal valuation.

When did 145 Banks Road, West Kirby, Wirral, Merseyside, CH48 3HT last sell?

It last sold in September 1998 for £73,250.

What type of property is 145 Banks Road, West Kirby, Wirral, Merseyside, CH48 3HT?

It is recorded as a Flat / Maisonette on Banks Road in the CH48 postcode area.

How reliable is this estimate?

The confidence score is 44 out of 100 (low). Tested against real sales of similar homes, estimates like this one are typically within 14% of the sale price, and four in five sold within their likely range. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

It combines its own last sale brought up to date with the House Price Index (75%) and recent sales of 17 similar homes in the same postcode sector (25%). Each piece of evidence gets the share that proved most accurate when tested against real sales of similar homes, and the same testing sets the likely range and confidence. Full detail is on the methodology page.

How we got this figure

We weighed the evidence below, giving each piece the share that proved most accurate when we tested it against real sales of similar homes. The likely range and confidence come from testing the same method against 2,321 real sales of similar homes.

  • Its sale in September 1998, brought up to today with the House Price Index£266,04575%
  • 17 similar homes sold recently in the same postcode sector£240,90525%

Estimate £260,000, likely £190,000 – £332,000

Read the full methodology and data sources →