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10 Oswald Street, Carlisle, Cumbria, CA1 2LX

How much is 10 Oswald Street, Carlisle, Cumbria, CA1 2LX worth?

Estimated value — November 2026

£77,000

Likely range £56,000 – £92,000Four in five similar homes sold within their range when we tested it.

Latest recorded sale December 1999

53%

confidence

Medium

Typically within 12% of the sale price

Property details

Flat / Maisonette

Oswald Street · Carlisle · CA1 2LX

51 m²549 sq ftFloor area
1983-1990Built
Mains gas boilerHeating

Energy performance

Current ratingC74
PotentialC77

Mains Gas (Not Community) · EPC 0898-2090-7225-3155-7964 · inspected May 2015

Address

District
Carlisle
County
Cumbria
See house prices in CA1 →

Value over time

  • Modelled value
  • Projected
  • Likely range (80%)
  • Today's estimate
£20k£40k£60k£80k£100k20002002200420062008201020122014201620182020202220242026£77,000

Drawn through each of this property's recorded sales and ending at today's estimate, with the UK House Price Index for its area and property type filling in the months between. The shaded band is where four in five prices fell when we tested this line against real sales of similar homes; it widens the further a month is from a recorded sale, and today it matches the likely range above.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled valueLikely range
2000£28,965£25,171 – £34,791
2001£30,685£26,440 – £35,586
2002£37,282£31,709 – £43,110
2003£50,442£42,336 – £58,385
2004£64,951£53,831 – £75,714
2005£71,161£58,257 – £83,336
2006£75,140£60,933 – £87,901
2007£79,101£63,584 – £92,580
2008£71,558£56,916 – £83,920
2009£70,842£55,665 – £83,499
2010£68,680£53,431 – £81,111
2011£64,171£49,440 – £76,230
2012£61,883£47,567 – £73,695
2013£61,501£47,016 – £73,613
2014£62,831£47,860 – £75,631
2015£63,556£53,156 – £70,985
2016£64,730£53,476 – £72,769
2017£67,198£54,827 – £76,034
2018£65,826£53,035 – £74,963
2019£64,527£51,328 – £73,955
2020£66,651£52,336 – £76,876
2021£69,648£53,977 – £80,841
2022£76,206£58,280 – £89,010
2023£76,297£57,570 – £89,674
2024£77,409£57,617 – £91,546
2025£78,502£57,628 – £93,412
2026£77,000£56,000 – £92,000

Sale history

1999Sold
£28,000
2026Today — estimated
+175%£77,000

Mortgage calculator

£413

Estimated monthly repayment

£69,300

Loan amount

£79,475

Total interest

£148,775

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

Related properties

About this property

10 Oswald Street, Carlisle, Cumbria, CA1 2LX is a flat on Oswald Street in Carlisle, Cumbria. Stede's estimated value for November 2026 is £77,000. Four in five similar homes sold within their likely range when tested; for this property that range is £56,000 to £92,000. It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 31 similar homes in the same postcode sector (25%). The confidence score is 53 out of 100 (medium): estimates like this one are typically within 12% of the eventual sale price.

It last sold in December 1999 for £28,000. The current estimate is 175% higher than that price. The current owner has held it for about 27 years.

Its EPC energy-efficiency rating is band C (74 out of 100). The certificate records a total floor area of 51 m² (549 sq ft). It was lodged in May 2015.

The modelled value is down 2% over the past year and up 9% over the past five years.

Among 10 nearby properties Stede tracks in the CA1 area, estimated values run from £58,000 to £89,000. This flat's £77,000 sits around the middle of that range.

Common questions

How much is 10 Oswald Street, Carlisle, Cumbria, CA1 2LX worth?

Stede estimates 10 Oswald Street, Carlisle, Cumbria, CA1 2LX is worth £77,000 as of November 2026, within a likely range of £56,000 to £92,000. The estimate is generated automatically from recorded sale prices of this and similar nearby homes and the UK House Price Index, and is not a formal valuation.

When did 10 Oswald Street, Carlisle, Cumbria, CA1 2LX last sell?

It last sold in December 1999 for £28,000.

What type of property is 10 Oswald Street, Carlisle, Cumbria, CA1 2LX?

It is recorded as a Flat / Maisonette on Oswald Street in the CA1 postcode area.

What is the EPC rating of 10 Oswald Street, Carlisle, Cumbria, CA1 2LX?

10 Oswald Street, Carlisle, Cumbria, CA1 2LX has an EPC energy-efficiency rating of band C (74 out of 100). The certificate records a floor area of 51 m² (549 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.

How reliable is this estimate?

The confidence score is 53 out of 100 (medium). Tested against real sales of similar homes, estimates like this one are typically within 12% of the sale price, and four in five sold within their likely range. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 31 similar homes in the same postcode sector (25%). Each piece of evidence gets the share that proved most accurate when tested against real sales of similar homes, and the same testing sets the likely range and confidence. Full detail is on the methodology page.

How we got this figure

We weighed the evidence below, giving each piece the share that proved most accurate when we tested it against real sales of similar homes. The likely range and confidence come from testing the same method against 15,342 real sales of similar homes.

  • Recent price per m² in the same postcode sector, for its 51 m²£69,72250%
  • Its sale in December 1999, brought up to today with the House Price Index£75,94725%
  • 31 similar homes sold recently in the same postcode sector£90,82325%

Estimate £77,000, likely £56,000 – £92,000

Read the full methodology and data sources →